Good article about the reality of obtaining a mortgage in today's market.
http://www.cleveland.com/business/index.ssf/2011/05/for_retirees_a_new_mortgage_pr.html
If you are well prepared, mortgage loans are not hard to obtain. You will be asked more questions, and you will need to be preparded to document income and non-payroll related deposts, but with interest rates being so low, it will be worth the effort.
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